Do I have grounds to take someone to court if he made unauthorized cash advances on my credit cards?
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Do I have grounds to take someone to court if he made unauthorized cash advances on my credit cards?
The person in question is someone with which I was involved. He lived with my children and me, and proceeded to take cash advances for several months off of my credit cards. He has a long history of DUIs and drug possession. He was a cardholder on a few of the accounts, but not all of them. He was handling the banking and billing for me, and therefore I had no idea that he was making cash advances on my credit cards. The grand total is over $20,000.
Asked on January 1, 2012 under Bankruptcy Law, New Jersey
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If a third person made unauthorized used of cash advances on your credit cards, you have the following options:
1. immediately notify the credit card companies where there was an unauthorized cash advance and report the situation as a fraud and place a freeze on all of your credit cards;
2. contact law enforcement about the situation in order to make a police report;
3. contact the offender directly about the situation and work out some agreement in writing as to how he will repay the $20,000 plus taken from your credit cards;
4. contact an attorney specializing in credit card fraud about the situation that you are confronted with for assistance.
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