Death and credit card bill

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Death and credit card bill

My uncle passed away this month. He never married and had no kids; he lived with my family. The only bill he had left was a credit card bill for over $10,000; no other users signed on the card. I was his POA until his death. The only money he has remaining is $350 in his checking account, which I assume is paid to the bank towards the credit card. The bank is sending me emails about payment due. What is my responsibility?

Asked on January 29, 2019 under Estate Planning, Indiana

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

You have to use estate money or assets to pay debts like this, so if he had tangible property (like cars, artwork, jewlery) or real estate, you might need to liquidate or sell some or all of it to pay off claims (debts) against his estate. But you don't have to use any of your own money and have no personal liability or obligation for his debts, and if the $350 is all he had, that's all they are going to get.


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