Credit balance transfer for fraudulant reasons?

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Credit balance transfer for fraudulant reasons?

Hi there,
I rergrettably and erroneously allowed my dad to open 2 credit cards in my name. He has maxed them out and has since stopped paying them and spitefully won’t any longer. Is there a way I could either 1. Get these balances transfered over to him possibly for fraud? or 2. Have the debt forgiven somehow?

Your answer is appreciated,
Dustin

Asked on September 29, 2016 under Bankruptcy Law, Texas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

No, the debt will NOT be foregiven: the credit card company will not care that your father took advantage of you--that is between you and him.
You can't get the balances transferred to him.
What you can do is sue your father for the money for one (or more) of the following reasons:
1) Breach of contract: if there was an agreement, even if an oral (unwritten) one as to how much he could spend or whether he needed your approval for charges and he violated that agreement.
2) Fraud, if he lied to you about what he would do with the cards, to get you to open them up for him.
3) Unjust enrichment, if he is keeping the benefit of having used the card (e.g. bought or paid for goods or services) without paying you for them.


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