Colorado Workers’ Compensation Claims
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UPDATED: Mar 10, 2020
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Colorado workers’ compensation claims may be filed if an employee is injured in a workplace accident or if an employee develops an occupational disease because of exposure to hazardous or harmful conditions at the worker’s place of employment. All Colorado employers are required to have workers’ compensation insurance for both part-time and full-time employees, though not for independent contractors. Injured or ill workers should file their claims for workers’ compensation benefits with the Colorado Division of Workers’ Compensation within a specific time frame.
Process for Colorado Workers’ Compensation Claims
Inform your employer that you have been injured at work or are showing symptoms of an occupational illness. Within ten days of being notified of your injury or illness, your employer must then complete and submit an Employer’s First Report of Injury form with the Colorado Division of Workers’ Compensation. You must also make sure to file your claim for workers’ compensation benefits in Colorado within two years of the date of your injury or the first signs of your occupational illness. Your rights to medical treatment, permanent disability, income replacement, and/or death benefits will be denied if you do not file within two years, because the claim will be barred by the Colorado statute of limitations.
You should also immediately seek medical help after you have been injured on the job or have developed symptoms of a work-related disease. Make sure to tell the treating physician that your injury or illness is connected to your job, as this may become important evidence later if your claim is denied or contested.
Any questions or worries about filing a Colorado workers’ compensation claim should be directed at an experienced Colorado workers’ compensation attorney.
Reasons to Hire a Colorado Workers’ Compensation Attorney
In Colorado, workers’ compensation attorneys can at a minimum be of great assistance and, in cases of particularly difficult workers’ compensation claims, may be absolutely essential to getting you the workers’ compensation benefits you need to help see you through the difficult and stressful recovery process from your injury or illness. An experienced Colorado workers’ compensation lawyer can also help you develop a strategy for your case, file a claim, and explain the possible benefits for which you may be eligible.
Additionally, if your employer does not have the state-mandated workers’ compensation insurance, does not have enough insurance, or is uncooperative, your case can become more complicated, and it may be useful to have a workers’ compensation lawyer at your side to help you understand what your next steps should be and to recommend the best course of action for your case. If your claim is contested or denied, a workers’ compensation lawyer can argue for you persuasively in front of the Colorado Division of Workers’ Compensation.
If there is a third party partially responsible for your injury (such as a manufacturer whose faulty piece of equipment caused your work-related injury), the assistance of a Colorado workers’ compensation lawyer is also crucial to ensuring that you understand your options for recovering from both your employer and the manufacturer, and the procedures that must be followed to successfully do so.