Chargeback fraud

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Chargeback fraud

I filed a dispute with my credit card company
because the merchant did not want to provide
me with proof that she complete the services I
paid her for. All shes giving me is dates that
she complete the service. The merchant lost
the dispute with my credit card company, now
she is stating that she will seek legal actions
against me and add court and attorney fees to
the cost. I paid her 500 for credit repair
services and she still has not sent me any
proof that any work was done. Can she sue me
because she lost with my credit card company?
She is stating that isnis fraud because I filed a
dispute after she did work for me.

Asked on July 26, 2018 under Criminal Law, Texas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

Yes, you be sued even though the credit card company feels that your dispute is valid and that she has not proven that you owe the money. The credit card company is not a court; their determination is not legally binding on anyone. She can sue and try to prove in court that she provided the services and that you therefore owe her money; if she can do this, the court will issue a judgment against you, requiring you to pay. She can definitely get the court costs if she sues and wins--that's the law. She can only get attorneys fees if she wins and there was some term or provision in whatever service agreement or contract you signed with her that she could get attorney's fees if she takes legal action and prevails.


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