Can you sue someone for the deductible if their son wrecked your car?

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Can you sue someone for the deductible if their son wrecked your car?

Asked on February 11, 2012 under Accident Law, Indiana

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

If someone is at fault in damaging your property--and "at fault" means, in auto accident cases, either that the person was negligent (driving unreasonably carelessly; e.g. DUI, too fast for conditions, ignoring traffic signs or lights, texting or using a handset while driving, etc.) or deliberately damaged the car--then you may sue him or her for all unreimbursed or out-of-pocket costs. If insurance picked up most of the cost, you may still sue for your deductible.

If the person who damaged your property is an unemancipated minor, you may sue his or or parents instead.


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