If I still live with my ex-husband and my current employer does not offer health insurance, can he put me on his policy?

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If I still live with my ex-husband and my current employer does not offer health insurance, can he put me on his policy?

We are still in a relationship.

Asked on November 8, 2011 under Insurance Law, South Carolina

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

No, unfortunately your ex-husband cannot put you on his policy. You are not married, from what you write: the fact that you live together or are in a relationship does not change that. Only a spouse can be put on an employee's employer-offered health insurance plan; since you are not a spouse, this option is not available to you. This is why it is not uncommon for people who are in a relationship but are not otherwise interested in marriage to get married anyway--to have access to health insurance and the other legal benefits of marriage.


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