Can I sue my insurance company

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Can I sue my insurance company

I was in a car accident in 2012 caused by a medical condition. I didn’t receive
any money from my car accident they just paid the other people involved medical
bills. I have 150,000 for liability and 150,000 for collision for myself as well
as the others if a accident occurs. Why couldn’t I have receive money as well. I
had over 100,000 in medical bills.

Asked on May 9, 2019 under Insurance Law, North Carolina

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

Your insurance company did not compensate you because you were at fault in the accident.  Your insurance company only pays the claims of the individuals who were not at fault in the auto accident.  You would not have any case for suing your insurance company.
It is advisable to file bankruptcy because of the medical bills.  Chapter 7 bankruptcy is straight liquidation which will eliminate the medical bills.


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