Can I go to jail or lose my license if I can’t pay all of a requested settlement amount at once but have arranged monthly payments?

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Can I go to jail or lose my license if I can’t pay all of a requested settlement amount at once but have arranged monthly payments?

I had a police office ram into me in the process of me slowing to get out of the way. If I would have slammed on brakes and stopped in the middle of the road other vehicles would have been involved. I did not have insurance at the time of the accident. I had more damages to my car than the police officer. They sent me a bill in the amount of $5,600. I asked for a break down because It didn’t even cost that much for me to repair my car. Now they are threatening to suspend my license or take “other drastic measures” if I can’t make larger payments.

Asked on September 1, 2011 under Accident Law, Mississippi

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

In some states in this country if you are the legal cause of property or personal injury damages to someone arising out of a motor vehicle accident and you do not have vehicular insurance at the time for the automobile that you were driving to compensate the person who received property and personal injury damages, your driver's license could be taken away until you pay off those damages is full under statute.

You are in an unfortunate situation. You had no insurance for your auto when the accident occurred and worse yet, accident that you were involved in was with a police officer. Most likely the incident report places the entire blame for the accident upon you.

I suggest that you make an earnest effort to try and work out a written agreement for the total amount owed with monthly installments with the police department to resolve the siutation so you can keep your driver's license from being suspended.

You also need to place insurance on your vehicle.

Good luck.


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