Can I collect for things I have to pay out of my own pocket

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Can I collect for things I have to pay out of my own pocket

I was in an auto accident August 25,2019 a guy backed in to me in a parking lot no one was hurt according to my insurance company at the time of the accident the guy who hit me had no insurance my insurance company is going to repair my car but I have to pay a deductible pay for a rental for about a week and any work that I miss may miss plus any other costs that may come up

Asked on September 23, 2019 under Accident Law, Illinois

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

You can recover for reasonably foreseeable out of pocket costs not paid by insurance, like a deductible, rental of a similar car for a reasonable time while your car is repaired, towing or other direct costs, etc. You cannot recover for more than one day of missed work typically (e.g. the day of the accident or the day after, if you could not get in because you had take care of the car and rent a vehicle), because there are so many transportation options now (mass transit, Uber, Lyft, car or ride shares, cabs, renting a car) that it is not reasonable that it would more than 1 day to figure out how to get to work. 


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