Can I as the primary insured be held liable for injuries caused by someone else covered on my policy?

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Can I as the primary insured be held liable for injuries caused by someone else covered on my policy?

Asked on April 28, 2014 under Accident Law, Alabama

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The main issue is whether you are the car's owner (or one of the owners, if it's titled to more than one person). If you are, then you may be held liable for any amounts which a person whom you allowed to use your car is found liable for; a car's owner may always be liable for the negligence of permitted drivers.


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