Can car finance companies give your personal information to references?
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Can car finance companies give your personal information to references?
My finance company calls and harasses my family. Tells them how much money I owe, tell them that they are going to send me to court, they also call everyone and disguise their caller id as one of my family members. Example: They will call my mom, with my phone number as their caller ID, and my mom picks up thinking that I’m the one calling her. Also my finance company has disrespected my family. Tells them that They are mentally ill and stupid. This is very embarrassing and is putting a lotof stress on me and my family. What can I do?
Asked on October 8, 2011 under Bankruptcy Law, California
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
In California as well as most states in this country there are laws prohibiting unfair debt collection practices. Likewise there is a federal law on the subject as well.
From what you have written, the constant phone calls to you and the deceptive business practices by the finance company that is harassing you for unpaid bills borders upon unfair debt collection practices.
Accordingly, I recommend that you consult with legal counsel who is experienced with unfair debt collection practices to see what can be done to stop the contact with you. Possible results could be the filing of a lawsuit for an injunction as well as damages for violation of statute regarding unfair debt collection practices and an unfair business practice.
Good luck.
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