Can a sales person use my credit information to harass me?

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Can a sales person use my credit information to harass me?

I went to a car dealership that I have used twice in the past in an effort to see if they could match a deal with another dealership in the area. The sales person pulled my credit and then contacted the other dealership to find out about the offer made by a different dealership. Is this a violation of the Fair Credit Reporting Act?

Asked on September 6, 2011 under General Practice, Texas

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

If you are being harassed by a car salesperson who pulled your credit score and report when you went in looking to buy a vehicle, the harassment is not a violation of the Fair Credit Reporting Act. Rather, the harassment is a violation of your right to be left alone.

If this sales person continues to do acts that you do not appreciate after you have requested him or her to cease in a telephone call followed up by written correspondence, you should do the following:

1. contact his or her supervisor and make a complaint about the situation followed up by a written letter memorializing the telephone call. Keep a copy of the letter for future reference;

2. if the acts continue by this sales person to your annoyance, consult with an attorney about the possibility of filing for a restraining order against this salesperson to prohibit his or her conduct.

Good luck.


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