Can a creditorl report my account to collections after 5.5 years without sending a single bill?

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Can a creditorl report my account to collections after 5.5 years without sending a single bill?

After being turned down for a credit card because of a past due medical bill, I looked at my credit report to find a hospital bill from 5.5 years ago. Apparently there was a portion not paid by my auto insurance. I was a student at the time and had no medical insurance with auto insurance under my parent’s policy. I contacted the hospital to see why I owed money since I did not know I did and never received a bill. They said they tried billing to my home address which they gave was my parent’s. My parents or I have never received a bill. Then 2 months later hospital sent account to collections. Do I pay it? SOL?

Asked on February 18, 2012 under Bankruptcy Law, Florida

Answers:


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