Can a car insurance company collect if there was no damage to the other car?

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Can a car insurance company collect if there was no damage to the other car?

I backed up into a car but there was no damage to the persons car. We both went to the police station to make a report the officer said there’s no evidence of any damage. Therefore the police officer didn’t make a report. The person that I hit, took it up with my insurance company because we exchanged our information (driver’s license and insurance) and wants his car fixed. However, there is no damage whatsoever. What can I do in this case?

Asked on February 14, 2012 under Accident Law, Illinois

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

The problem that you have is that the other person whose car was struck by your car is claiming some damages to it and you disagree that there was any damage. This is how lawsuits arise due to a difference in opinion.

If the other car owner is making a claim against you, and assuming you have a policy of insurance in place, I would place your auto insurance carrier on notice about the claim sooner rather than later.


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