Bad faith in my home insurance claim for water damage.
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Bad faith in my home insurance claim for water damage.
In June 13 2019 we had a pipe burst in our attic, it flooded the ceiling and collapsed onto our living room, kitchen and front patio. The water damaged most of our furniture, some of our 3 year old kitchen cabinets tile and vinyl flooring around the house. other then the obvious, ceiling with insulation, walls and base moldings. There has been some back and fourth with the insurance company, liberty mutual, and I just received a denial e-mail. My contractor sent me an estimate of about $32,000 for repairs.
Asked on October 28, 2019 under Insurance Law, Arizona
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 4 years ago | Contributor
You can sue them. An insurance policy is a contract: the insurer must pay when the terms of the contract, as applied to the facts of the situation, show that they must. If they are not paying when you believe that they should, you would sue them for breach of contract.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.