Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Reviewed by Jeffrey Johnson
Managing Editor & Insurance Lawyer

UPDATED: Nov 12, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Federal bankruptcy exemptions available? NO

The references to Arizona statutes are to the Arizona Revised Statutes.

Resources:

United States Bankruptcy Court, District of Arizona

Arizona Bankruptcy Attorneys

Arizona Bankruptcy Exemptions
Assets Exemption State Statute
Homestead Equity in real property, an apartment, condo, coop,or a mobile home: up to $150,000 for a single person or married couple. The same amount of the proceeds from the sale of a residence is exempt for up to 18 months after the sale of a homestead or until a new home is purchased, whichever happens first. 33-1101A
  If there are multiple parcels that might be claimed as a homestead, the debtor can record a homestead declaration to identify which parcel is the homestead 33-1102
Insurance Benefits from a fraternal benefit society: all. 20-877
  Insurance policy or annuity contract cash value/proceeds: all if the policy has been owned for 2 years and the beneficiary is a dependent member of the debtor’s family. 20-1131(D); 33-1126(A)(6)
  Group life insurance policy/proceeds: all. 20-1132
  Insurance proceeds: up to $20,000 if the beneficiary is the debtor’ child or spouse. 33-1126(A)(1)
  Disability, health, or accident benefits: all. 33-1126(A)(4)
Miscellaneous Earnings of a minor child: all, unless the debt was incurred for the benefit of the child. 33-1126(A)(2)
  Alimony and child support: all necessary for support. 33-1126(A)(3)
Pensions Federal pension exemptions.  
  Police officer pensions: all. 9-931
  Firefighter pensions: all. 9-968
  Board of regents or faculty or administrative officer under that board’s jurisdiction pensions: all. 15-1628(1)
  ERISA-qualified benefits: all deposited more than 120 days before filing for bankruptcy. 33-1126(B)
  IRAs and Roth IRAs: all. 33-1126(B)
  State employee retirement and disability benefits: all. 38-792; 38-797.11
  Ranger pensions: all. 41-955
  District employee pensions: all. 48-227
Personal Property Recovery for wrongful death: all. 12-592
  Funeral deposits: up to $5,000 for a single person 32-1391.05(4)
  Household furnishings, furniture, consumer electronic devices, appliances: up to $6,000. 33-1123
  Fuel and food: enough to last six months. 33-1124
  Personal property consisting of a family Bible, bicycle, sewing machine, typewriter, computer  burial plot: up to $1,000. 33-1125
  Books: up to $250 for a single person. 33-1125
  Clothing: up to $500. 33-1125
  Wedding and engagement rings: up to $2,000. 33-1125
  All firearms: up to $2,000. 33-1125
  Watch: up to $250. 33-1125
  Horses, milk cows, and poultry: up to $1000. 33-1125
  Musical instruments: up to $400. 33-1125
  Domestic animals or pets: all. 33-1125
  Motor vehicle: up to $6,000. The exemption is doubled for a disabled person. 33-1125(8)
  Professionally prescribed prostheses for the debtor or a dependent of the debtor, including a wheelchair. 33-1125(9)
  Proceeds from the sale or loss of exempt property: all. 33-1126(A)(5), (8)
  Bank account: up to $300 in single account. 33-1126(A)(9)
  Housing deposits of renters (rent and security deposits): up to $2,000. 33-1126(C)
Public Benefits Unemployment compensation benefits: all. 23-783(A)
  Worker’s compensation benefits: all. 23-1068(B)
  Welfare benefits: all. 46-208
Tools of Your Trade For a teacher: all library, philosophical, and chemical or other apparatus used in teaching. 33-1127
  Tools, equipment, instruments, and books: up to $5,000. 33-1130(1)
  Farm machinery, utensils, seeds, instruments of husbandry, feed, grain, and animals: up to $2,500. 33-1130(2)
  Arms, uniforms, and accoutrements of any profession or office that are required by law: all. 33-1130(3)
Wages Wages earned but not yet paid: lesser of 75% of disposable earnings or 30 times the federal minimum hourly rate, up to 50% of wages for support orders.  33-1131
Wildcard No exemption.