Am I responsible for legal fees if I dispute a charge that I was overbilled for?

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Am I responsible for legal fees if I dispute a charge that I was overbilled for?

I have a billing dispute with a vendor who processed payment with VISA on file. I believe the error is clear cut ($60 vs $900) but my vendor disagrees and is ignoring my phone calls. The credit card authorization sheet that I signed reads, “If credit card company refuses to pay…for any reason I acknowledge to pay the amount plus any legal and collection fees”. Should I dispute the charge and let it go to small claims or pay the charge and take them to small claims myself.

Asked on February 21, 2012 under Bankruptcy Law, California

Answers:


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