Am I required to not have any contact with the parents and child of a personal injury claim against my homeowners Ins.?

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Am I required to not have any contact with the parents and child of a personal injury claim against my homeowners Ins.?

the 8 yr old child was bitten by my sons dog on our property. The dog was put down that night and the child has had multiple surgeries. The problem I have is that, the family of the child who live across the street from us have been friends of ours for 25 yrs. I am torn because I don’t know what kind of contact I should with them If any.

Asked on May 17, 2018 under Personal Injury, Maine

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

Are you legally prohibited or barred from having contact with them? No.
Would it be a good idea, however, to not have contact with them? Yes. Anything you say could be used against you, if you inadvertently say anything supporting your liability. That could help them if they were to sue you (such as if the insurer denies their claim, or does not offer them as much as they believe they are entitled to); or it could provide them leverage against your insurer, and hurting your own insurer's interests (i.e. increasing the likelihood that they would have to pay or the amount they might have to pay) could potentially give the insurer grounds to not cover you due to your lack of "cooperation" with them--meaning the family would then likely sue. A good rule of thumb is to not communicate with anyone who is or might be taking legal action against you or putting a claim in against your policy.


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