after singing over life insurance to fu real home, can I get money back from estate?

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after singing over life insurance to fu real home, can I get money back from estate?

My grandma passed in February. She and my mother had
not spoken in 3 years and she cut her out of the will. Her life
insurance was still in my mothers name and when my
grandma passed, my mother signed the life insurance over
to the funeral home to cover some of the funeral costs.
Now, she decided that she didnt want to do that and wants
the life insurance money back via the estate. Can she do
that?

Asked on June 30, 2018 under Estate Planning, New York

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

No, she cannot get the life insurance back from the estate. Your mother chose to sign the insurance over to the funeral home: she did not have to do that, and it was voluntary for her to do so. Having chose to do this, she cannot now make anyone else--including the estate, reimburse her.


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