Pennsylvania Car Accident Law – Limited Tort

If you’re a Pennsylvania resident, you are given the choice of full tort or limited tort when purchasing auto insurance. If you choose limited tort, it means you give up the right to seek compensation for pain and suffering should you get into a car accident.

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Pennsylvania’s Choice No-Fault Car Insurance Laws

Most states are either ‘fault’ states (holding the driver at fault legally responsible for paying for a car accident) or ‘no fault’ states (requiring each party in the car accident to collect medical bills and lost wages from their own insurers, irrespective of fault). In most states, determining fault vs. no fault rules can be as simple as looking at your policy. But Pennsylvania’s rules are unique, and the concepts involved are more complex than most.

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Car Accidents Pennsylvania’ Insurance Coverage & Liability

Pennsylvania, like each of the other fifty states, has its own unique set of laws governing the operation of motor vehicles. It also has a unique body of auto insurance laws. Read on to learn more about Pennsylvania’s unique rules with respect to car insurance coverage and injury liability.

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If a friend crashes my car, do Pennsylvania negligent entrustment laws apply?

According to Pennsylvania rules, you can be sued for loaning your car to a friend under a theory known as ‘negligent entrustment.’ A car owner is legally responsible for the negligence of a driver if the owner loaned the car to the driver knowing that he or she would drive recklessly. But this liability may depend on whether the owner has opted into or out of Pennsylvania’s no fault insurance system.

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