your 15 year old dependent who is covered by blue choice gets pregnant who covers the baby
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UPDATED: Aug 18, 2010
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Insurance Question from Barr, SC
Asked on 08/18/2010
your 15 year old dependent who is covered by blue choice gets pregnant who covers the baby NULL
Answer given on August 20, 2010
As long as she is a dependent of the person who is primary on the plan, and maternity is "covered", BC/BS should cover it.
Just keep in mind that "covered" means different things. Typically, most prenatal doctor visits and such are covered for the mother outside of ?maternity" coverage, as are any complications that result from the birth. Usually, "maternity" coverage is specific to the actual delivery of the baby, up until the newborn is "released" from medical care.
Make sure you know what maternity coverage you have. You’ll still have to take care of a deductible and any coinsurance you may have, and your maternity coverage might be capped, so call your agent ( or HR if this is through a group plan ), and find out what is covered, and what is not, and how much of it you will have to pay on your own.
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