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UPDATED: Aug 20, 2020
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Company History: Yosemite Insurance Company was founded in 1964 in California. In 1998, the state of incorporation was changed to Indiana. All the stock of Yosemite Insurance is owned by American General Finance Corporation, which provides consumer finance services in the U.S. and provides the marketing for Yosemite’s products. Yosemite is licensed in 47 states and it specializes in credit related insurance sold in conjunction with American General Finance’s consumer finance operations. Purchase of credit related property and casualty coverages or involuntary unemployment insurance policies are voluntary on the part of the purchaser, but property damage coverage for property pledged as collateral for loans is generally mandatory. The ultimate parent is American International Group which operates internationally through a large group of insurance subsidiaries. Private passenger auto physical damage insurance is Yosemite’s largest line in terms of premiums written with inland marine, unemployment, fire and allied lines also important. In 2005, California accounted for 15.9% of direct premium writings, followed by Illinois (10.3%), North Carolina (9.7%) and Indiana (8.4%).
Principle Sales Methods: All sales are through American General Finance, Inc.’s office network in conjunction with consumer credit transactions.
Auto Business: A primary line of business for Yosemite is private passenger auto physical damage insurance which is sold in conjunction with auto loans.
Special Business: Yosemite specializes in credit related insurance products.