With comprehensive coverage, am I covered if I go out and buy another car, before i call and add it to my policy?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 6, 2016

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Insurance Question from Battle Ground, WA

Asked on 05/06/2016

With comprehensive coverage, am I covered if I go out and buy another car, before i call and add it to my policy? NULL

Answer given on August 30, 2016

Comprehensive coverage provides coverage if your car is damaged due to anything except a collision (other than a collision with an animal). This includes fire, theft, vandalism, falling objects, weather related losses such as hail or flood damage.If you go out and buy another car, your current insurance policy will cover the new car for liability and any other coverages you may have on the current car. If you do not have collision coverage on your current car and you are financing the new car, you will need to call immediately to have that added to the policy. The time frame can vary from 10 to 30 days on the current insurance on the car. You can read your insurance policy or call and ask your agent or insurance company what the time frame is. If you do not call within that time frame, then there will be no insurance on the new car, so be sure to call as soon as you can.


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