who pays? who can be sued?
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UPDATED: Dec 30, 2011
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Insurance Question from Brooklyn, NY
Asked on 12/30/2011
who pays? who can be sued? Example: I am driving a friends/relatives car and cause an accident. I don't have insurance, my friend has one for 50K liability. I would expect that his insurance would cover 50K, what if I cause more damage than his liability limit (say $200K), can I be sued for my assets to covered the difference or/and my fiend relative?
Answer given on December 30, 2011
Yes. Not only can you be sued, but the owner of the car can be tied into the suit as well for allowing you to drive the car. When you have a situation where there are inadequate limits to cover an accident or injury, most attorneys will try to attached any assets from involved parties to try to make up for the short fall. This is why it is so important to always make sure that whenever you drive your vehicle or even someone else’s, that there are adequate limits of insurance on the covered vehicle.
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