When u take out insurance r u covered as soon as u take it out

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 15, 2012

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Insurance Question from Mount Olive, MS

Asked on 12/15/2012

When u take out insurance r u covered as soon as u take it out NULL

Answer given on December 22, 2012

When you buy homeowner or renters insurance, you advise the agent or company of the effective date that you want the insurance to start. It can be in the future, or can be effective immmediately, provided you have paid the premium, or arranged a payment plan. If you do not advise them of the date to use, they may select a date for you.The insurance agent or company should give you a binder of insurance that shows the effective date the coverage is to start. It may also advise what premium amount is needed to start the insurance, and the payment plan. If you are uncertain as the the effective date of the insurance, call your agent or insurance company to clarify. If there is a delay in starting the insurance, be sure they explain why there is a delay, and to confirm when the insurance will start.

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