When deciding to total a vehicle is an insurance company allowed to add into the price other damage on the vehicle unrelated to the claim?
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UPDATED: Nov 5, 2011
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Insurance Question from Wichita, KS
Asked on 11/05/2011
When deciding to total a vehicle is an insurance company allowed to add into the price other damage on the vehicle unrelated to the claim? NULL
Answer given on November 07, 2011
I think I understand your question. It seems you are asking if the insurance company is able to take into consideration other damage that was on the vehicle prior to the accident or the total loss. YES! If there was damage present on the car prior to the accident, (interior in poor condition, mirror was missing or say the car was it in the front but already had a dent in the back) then that would reduce the value of the vehicle and therefore effect what your overall value of the car upon total loss would be. Therefore, if they are sighting damage and saying that this reduces the value of the car, they are probably correct.
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