Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 15, 2020

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There are several factors of importance when considering the impact of major disease or illness in the selection of health insurance coverage. Some of these factors are:

•tAbility to obtain a referral to a Specialist in the field of treatment of the particular disease or illness without difficulty

•tThe range of allowable prescription medicines for treatment of the disease or illness

•tThe amount of the annual and lifetime ceiling on claims for services rendered by health care professionals, for prescription medicines and for other medical expenditures

•tWhether experimental and trial medical treatments for the particular disease or illness will be covered.