What exactly is a “Salvaged Rebuilt” title?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 26, 2013

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Insurance Question from Pahrump, NV

Asked on 02/26/2013

What exactly is a “Salvaged Rebuilt” title? My 2000 Ford F150 was recently in a accident, and needed a new bed. I had the option from the insurance company to have it totaled or have it repaired. I choose to have it repaired. Now on my truck title is says "Salvage Rebuild"! Can you tell me what the pros & cons are of having such a title???

Answer given on October 31, 2013

If you own a car that is considered a salvage then the title is required to be shown this. You can usually insure the car with most insurance companies but you must declare that the car is a salvage vehicle. You can insure it for collision coverage, but the value of the car is reduced since it is a salvaged car. You would not get the blue book value of the car if it is again totaled. I doubt if the insurance company could provide you with an estimated value of the car ahead of time, but you can ask. You could also contact an appraiser of cars and see if they can provide an estimated value of the car, making sure you tell them it is a salvaged car.If you want to insure it for liability only, there should be no problem with any insurance company. They may want to know that it is safe to drive, but that should not be a problem if it was properly repaired.

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