What do I do if some teenagers damaged my car by throwing things at it while I was driving.

UPDATED: Aug 8, 2017

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UPDATED: Aug 8, 2017Fact Checked

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 8, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Aug 8, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Aug 8, 2017Fact Checked

If your car was damaged due to kids throwing rocks, you can file a claim with your insurance company if you have comprehensive coverage on the car.  There is a deductible for this coverage, but it is usually a lower deductible than you would have on collision coverage.  The damage would be considered vandalism which is a part of the comprehensive coverage.

You may want to get an estimate for the damages before you file a claim, just to be sure it is worth it to file the claim. It should not affect your insurance rates since it was not your fault. There are some insurance companies that do adjust the premiums for any loss, but if you have standard coverage with a reputable company it should not have any effect unless you have filed multiple claims. Claims history is kept by insurance companies and multiple claims over a short period of time can raise a red flag.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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Enter your ZIP code below to compare cheap insurance rates.

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