what can I do when my truck fire claim is denied by my insurance company all state

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Aug 12, 2016

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Cove Spring, TX

Asked on 08/12/2016

what can I do when my truck fire claim is denied by my insurance company all state I need help understanding why I was denied on my insurance claim for my truck burning up in a fire !!

Answer given on August 13, 2016

If your vehicle was damaged or totaled due to a fire the insurance company should cover you for the damage less your deductible. You must have had comprehensive coverage on the vehicle at the time of the loss for this damage to be covered.You should discuss this with your agent as well as with the adjuster. Make sure you had the correct insurance on the truck. If you did, then you should ask to speak with a supervisor to explain why your insurance claim was denied. Since there are no details as to the cause of the fire, it is possible that it was considered an arson fire, and that could have the insurance company concerned as to who started the fire. However, they should make a complete review of the claim and explain if they are denying due to the cause of the fire.If you cannot get a satisfactory answer from the insurance company, you may want to call the Dept of Insurance and have them open a review of the claim.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption