What can I do if I was hit by someone who doesn’t have insurance?

If you are involved in an auto accident with an uninsured driver, and you don’t have collision insurance, you are unfortunately a victim of this circumstance. First, see if your insurance policy included uninsured motorist property damage. If it does not, you should be eligible for some compensation under that coverage. There is a dollar limit, usually around $3,500, but it is better than nothing.If you did not have that coverage, then you have the option of taking the other driver to small claims court to see if you can get any reimbursemet from them for the damages. You should also contact the police department and Dept of Motor Vehicles to try to get the driver cited for driving without insurance and get her licese suspended. This doesn’t really help you, but it may get her off the road. If she was cited it could also help you in small claims court.