What can I do and whom do I report an uninsured motorist

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 2, 2018

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Insurance Question from Canton, GA

Asked on 03/02/2018

What can I do and whom do I report an uninsured motorist What can I do

Answer given on March 03, 2018

If you were involved in an auto accident and the other driver was uninsured, you should go ahead and file a claim with your insurance company.  Presuming that you have collision coverage, your insurance company will pay for the damages, less your deductible. If you have uninsured/underinsured coverage with property damage and the other driver is identifiable your deductible could be waived.

After your insurance company repairs your car, they will attempt to get reimbursement from the other driver. Again, this is presuming they can find him. If they are able to get repayment from the other driver, and they charged you for the deductible, they will return that money to you. 

You can also contact the local authorities about the other driver with his name, driver’s license and address and they will contact him. They can cancel his driver’s license, but any activity is up to them.

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