What assurance do I have that the life insurance company will still be in business and able to pay a claim some years from now?
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UPDATED: Sep 15, 2020
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You should check the financial soundness of the life insurance company/a> with rating agencies. A.M. Best is the principal rater of insurance companies and its rating of a particular company can be found in many libraries or on its website, http://ambest.com. Several other rating companies also rate the financial soundness of insurers. In addition, many insurance companies show their ratings on their own websites.
This site also has reviews of many top insurance companies.