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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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There are firms that will buy a life insurance policy from a person who is terminally ill with AIDS, cancer, or other diseases. This provides, to the insured person, cash to cover medical bills and to pay for travel or other desired expenditures in their remaining months. The viatical firm receives the death claim proceeds when the insured dies. The viatical firm hopes to price the settlement at a price that will be attractive to the insured and also allow the viatical firm to make a profit.

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