What Are The Limitations Of A Group Plan?
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UPDATED: Jul 15, 2021
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It is not portable if you leave your employer and go to work elsewhere. In addition, the employer makes the decisions about whether to continue the insurance, how much coverage you will have, and who the insurer will be. Some recent benefit plans, though, do offer a degree of choice in so called “cafeteria plans.”
If your employer goes out of business or eliminates your job, you lose not only your job, but also your benefits.