Walmart Delivery Auto Insurance: Requirements & Rates for 2021

Walmart delivery auto insurance isn't provided through the company. You need to purchase commercial insurance to act as your Walmart delivery car insurance policy. The average monthly rates for commercial policies are $273. Progressive's safe driver discount can help save you up to 30% on your commercial auto insurance policy.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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  • Walmart delivery auto insurance is not provided through the company
  • In the event of an accident while on a delivery, your standard insurance will not cover you
  • If you deliver groceries for Walmart through Uber, the auto insurance coverage rules are a bit different

There are a variety of different companies that deliver Walmart products. Whether you drive for Uber, Postmates, or Spark, one thing stands true: you will need to acquire your own auto insurance coverage.

Walmart delivery auto insurance is not provided through the company. And if you don’t carry the correct type of insurance, you may be looking to hire an auto insurance lawyer to fight a messy legal battle over an accident that wasn’t covered by a standard insurance policy.

Comparing affordable Walmart delivery auto insurance quotes is the best way to ensure you get the best bang for your buck. Enter your ZIP code now to quickly compare delivery driver insurance rates from local companies and start saving money.

What type of Walmart delivery auto insurance do I need?

Walmart Spark delivery driver reviews have noted that you need a commercial auto insurance policy if you want to be covered while delivering for Walmart. Additionally, some insurance companies will allow you to add business use riders to your standard policy.

As a Walmart delivery driver, you will be heading to all sorts of locations. Having a commercial policy will ensure you are covered in the case of an accident no matter where you are. Keep in mind that the coverage you have from the company you drive for may vary.

If you are worried about your Walmart Spark delivery driver pay taking a hit because of the cost of a commercial policy, you are not alone. However, with discounts, you can get more affordable Walmart delivery auto insurance.

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What company offers the best Walmart delivery auto insurance rates?

While most major auto insurance companies will offer commercial policies, the cost can vary drastically. Saving money on your commercial auto insurance policy lets you keep more of your paycheck. So, finding the best rates is critical.

Look into adding business use to your current personal auto insurance policy as it may be the most affordable way to make sure you have coverage while delivering for Walmart. As noted, not every company offers this. If you are interested in adding business use, you should contact your current insurer.

Progressive Insurance and GEICO are two Walmart delivery auto insurance companies you will certainly want to check out. They are both known for offering reasonable rates and fantastic discounts. Discounts are an excellent way to cut down on the total cost of your delivery driver auto insurance.

Here is a look at sample rates from Progressive to give you an idea of what your out-of-pocket expense could be.

Progressive Walmart Delivery Average Monthly Auto Insurance Rates by Policy
Type of Auto Insurance CoverageSample Monthly Rates from ProgressiveSample of Monthly Rate Increase (Compared to a Personal Policy Alone)
Personal Auto Insurance (No Delivery)$105.83N/A
Personal Auto Insurance (Delivery)No Coverage AvailableNo Coverage Available
Business + Personal Auto Insurance (Food Delivery)$296.83180.47%
Business Only Auto Insurance (Food Delivery)$273.08158.03%
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As you can see, your rates will be higher with the right policy to cover you while delivering for Walmart. However, it also gives you peace of mind knowing that you and your vehicle will be covered if an accident occurs.

Ready to buy Walmart delivery auto insurance? Enter your ZIP code now for a quick quote comparison from the top-rated insurance companies in your area.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

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