Universal American Financial Corp.
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
|
Written by
Jeffrey Johnson
|
UPDATED: Aug 20, 2020
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
- Pennsylvania Life (PennLife)
- Pyramid Life Insurance Co.
- American Pioneer Life Insurance Co.
- American Progressive Life Insurance Co.
- Constitution Life Insurance Co.
- Marquette National Life Insurance Co.
Company Overview:
Company History: Universal American Financial Corp. is the holding company for the above-named insurance companies, specializing in the senior citizen healthcare market.
Principle Sales Methods: Career agents: PennLife, Pyramid LifeIndependent agents: American Pioneer, American Progressive, Constitution Life, Marquette National Life and Union Bankers Life.
Life Annuity Business: Universal American Financial specializes in life and health-related insurance plans, primarily for seniors, which it sells through the above-name subsidiaries. Policies include Senior Medical Care, Medicare Supplemental, Medicare Drug Benefit and Medicare Advantage.
Special Business: Universal American Financial sells specialty health insurance to the self-employed, and life insurance plans to seniors, through the above-named subsidiaries.
They have very limited sites for you to get your auto repaired. The insurance adjuster missed some damage on the side of my car and when I brought it to their attention, it was not repaired.
Did you find this review helpful? Yes No
We attended a presentation put on by Generations Healthcare which is a subsidiary of Universal American and during that presentation were told that ALL diabetic testing equipment would be provided with NO copay as with medicare. After we had enrolled and our policy took effect we discovered that the blood glucose meter we needed would not be covered and would have to be purchased at our expense. We have tried repeatedly to get incorrect information that appears on our medical insurance ID cards corrected by phoning the customer service help number on the back of the card but find that the people who are there to assist you don’t seem to be able to find our doctor on their list but we are able to find him on their list. We have been told a number of times that our "case manager" will contact us to help us get these problem fixed but we have heard nothing from any such person. We have spent hours on the phone trying to get these problems sorted out but have had no luck. I would not recommend this company Generations Healthcare to anyone looking for a Medicare Advantage HMO company. Their customer service is terrible.
Did you find this review helpful? Yes No