The Food In My Freezer And Refrigerator Spoiled Because The Electric Power Into My Home Was Cut. Does A Home Policy Cover This Mishap?
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UPDATED: Jul 16, 2021
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The answer depends on why the power to your home was cut. If it was as the result of a coverage occurrence (such as windstorm), coverage under the insurance policy applies. If the power was cut as the result of power grid failure, you’re out of luck–coverage does not apply.