The Food In My Freezer And Refrigerator Spoiled Because The Electric Power Into My Home Was Cut. Does A Home Policy Cover This Mishap?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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The answer depends on why the power to your home was cut. If it was as the result of a coverage occurrence (such as windstorm), coverage under the insurance policy applies. If the power was cut as the result of power grid failure, you’re out of luck–coverage does not apply.

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