Switching auto insurance and new company is asking for the declaration page fro the previous insurer. Why would they need that?
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Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Sr. Director of Content
Sara Routhier, Senior Director of Content, has professional experience as an educator, SEO specialist, and content marketer. She has over 10 years of experience in the insurance industry. As a researcher, data nerd, writer, and editor, she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance....
Sara Routhier
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Travis Thompson
Updated February 2025
When applying for a new auto insurance policy, the new insurance company will want proof of previous insurance, so they can give the proper discount for having had car insurance. It is not unusual for an insurance company to ask for a copy of the previous policy. However, if your policy does not show him as a driver on the policy, there could be a problem with the discount and eligibility. See if then new company will have a problem with him not being named insured.Your son should talk to the new insurance agent or company and explain that he has been on your policy as a driver.Hopefully the insurance on his car was properly written. He would have needed to be shown as a named insured if the car was only in his name. If he was not named on the policy, hopefully you were on the title of his car at the time of the insurance. If not, there could have been a problem if he had been involved in a serious accident. Your current insurance agent or company should have been sure they understood the title and ownership of the car.
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