State Farm Insurance
State Farm insurance coverage options include homeowners, auto, life, and health insurance. The company is a top U.S. insurer, and State Farm customer service historically has good ratings. State Farm car insurance costs about $166/mo for good drivers, so compare rates to find cheap State Farm auto insurance.
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Sr. Director of Content
Sara Routhier, Senior Director of Content, has professional experience as an educator, SEO specialist, and content marketer. She has over 10 years of experience in the insurance industry. As a researcher, data nerd, writer, and editor, she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance....
Sara Routhier
Updated August 2025
State Farm insurance offers excellent customer service, various coverage options, good financial strength, and cheap rates, which makes the company stand apart from competitors. While State Farm is an excellent choice for many people, it’s important to remember that different insurance companies may specialize in various types of insurance or have a stronger presence in certain regions, so it’s always a good idea to shop around and get a State Farm insurance quote.
What You Should Know About State Farm Insurance
Founded in 1922 by George Jacob Mecherle in Illinois as a mutual auto insurance company, State Farm was originally a single-line auto insurance company. Now the company has over 100 services and products and insures more homes and cars than any other insurance company in the United States. State Farm auto insurance costs $166 on average for full coverage auto insurance. https://youtu.be/YIwW2oAhDOw There are many factors to consider when shopping for car insurance. State Farm insurance ranks #44 on the Fortune 500 list, with 65,000 employees and 18,000 agents. It has over 80 million policies and accounts, and its bank has over $15 billion in assets.
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State Farm Insurance Customer Service
State Farm insurance stands out because of its focus on customer service. The company has a vast network of agents spread across the country, so policyholders can easily find an agent near them to help with any questions or concerns. It is also important to note that State Farm operates as an agency-built company, meaning the company relies on a network of independent agents to sell and service its insurance policies. This business model gives State Farm insurance a unique advantage over its competitors, allowing the company to have a local presence in communities across the United States. However, you can always save money by comparing online car insurance quotes.
State Farm Insurance Financial Strength
When it comes to insurance companies, financial strength is crucial. After all, you want to make sure that the company you’re entrusting with your protection has the resources to pay out claims in the event of a disaster. And that’s exactly what makes State Farm stand out from the rest. State Farm is financially strong and well-capitalized, with deep pockets and a solid financial foundation. This gives policyholders peace of mind, knowing that their insurance provider has the resources to pay out claims even in the event of a major catastrophe. Think of it this way: the foundation is the most crucial part of building a house. Without a solid foundation, the house can’t stand. Similarly, an insurance company can’t stand the test of time without a strong financial foundation. So, State Farm has invested in building a solid financial foundation to ensure they can weather any storm and be there for their customers when they need them the most. However, State Farm insurance doesn’t just have a strong financial foundation — they also have a long-term vision. They have been around for over a century and plan to be around for over a hundred more. This is why they are constantly working to maintain their financial strength and stability, to continue to provide the best possible service to their policyholders for years to come.
State Farm Insurance Coverage Options
You can buy various State Farm insurance coverage options. Depending on what you’re looking for, State Farm may have multiple insurance products that meet your needs. If you purchase more than one insurance policy with State Farm, you could stop overpaying for auto and home insurance by bundling policies. Take a look at the lists below to find out how much insurance coverage you need:
State Farm Auto Insurance
One of State Farm’s most popular insurance products is its auto insurance policies. State Farm offers various auto insurance coverage, including:
- Liability coverage
- Personal injury protection insurance and medical coverage
- Collision coverage
- Comprehensive coverage
- Uninsured motor vehicle coverage
- Underinsured motor vehicle coverage
The company also offers add-on coverage options designed to allow policyholders to customize their policies to meet their unique needs. Some of the company’s most popular add-on auto insurance coverage options include:
- Rental car reimbursement
- Emergency roadside assistance
- Pay-per-mile insurance
- Usage-based coverage
- Rideshare insurance
State Farm offers auto insurance for standard vehicles as well as classic and vintage cars. Additionally, policyholders can purchase auto insurance for RVs, ATVs, and other vehicles.
State Farm Homeowners Insurance
State Farm offers coverage for homeowners, condo unit owners, manufactured homeowners, renters, farms and ranches, and small business owners. Homeowners insurance doesn’t cover bodily injury or property damage by uninsured peoples, business pursuits, professional services, or ownership, operation, use, or maintenance of motor vehicles, aircrafts or certain watercrafts.
State Farm Health Insurance
State Farm offers multiple health plans including: individual medical coverage, Medicare supplemental insurance, Medicare part D coverage, and supplemental health insurance. The company also offers supplemental health insurance for things like: unexpected child care, private room fees, and extra phone calls to friends/relatives. State Farm offers disability income insurance, mortgage disability income insurance, and individual credit disability insurance. They also offer a long-term care insurance policy.
State Farm Life Annuity Insurance
State Farm offers term life, whole life, universal life, and variable universal life policies. The company also offers small business life insurance with business continuation, key employees, employee benefits, and key employee incentives.
State Farm Specialty Insurance
State Farm offers insurance for various sports and leisure vehicles and identity protection.
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State Farm Insurance Rates Breakdown
When compared to other companies, State Farm typically offers full coverage auto insurance for around $166 per month for good drivers. Full Coverage Auto Insurance Average Monthly Rates for the Top Companies
| Insurance Company | Minimum Coverage Rates | Full Coverage Rates |
|---|---|---|
| Geico | $290 | $80 |
| State Farm | $408 | $86 |
| Travelers | $471 | $99 |
| Progressive | $484 | $105 |
| National Average | $541 | $120 |
| American Family | $582 | $117 |
| Nationwide | $588 | $115 |
| Allstate | $605 | $160 |
| Farmers | $674 | $139 |
| Liberty Mutual | $771 | $173 |
State Farm Insurance Discounts Available
State Farm insurance discounts are a great way to save on insurance, and State Farm has quite a few auto insurance discounts available. Some of the company’s most popular discounts include:
- Good driving
- Good student
- Accident-free
- Drive Safe and Save
- Multi-car
- Bundling
- Safety features
- Young driver education
- Student away at school
- Passive restraints
If you’re a safe driver, State Farm Drive Safe and Save, the company’s usage-based car insurance, could save you up to 30% on your State Farm car insurance rates. Learn more about State Farm’s telematics insurance coverage. https://www.youtube.com/watch?v=FH5aH1E3HUc
Availability varies by state, so you’ll need to check the State Farm auto insurance discount list with a representative if you’re interested in buying a policy. Certain discounts with the company may help you save up to 30% on your auto insurance coverage.
Frequently Asked Questions
Are customers happy with State Farm insurance?
State Farm tops the charts for satisfaction with customer service auto insurance coverage options. Customers with State Farm cite the company’s excellent customer service department as one main reason for purchasing a policy.
Individuals with bad credit or multiple accidents on their driving records may pay higher-than-average rates for auto insurance with the company.
Where can I get State Farm insurance?
State Farm coverage is available in all 50 states and Washington, D.C. Interested individuals can purchase insurance coverage with State Farm online, over the phone, or in-person with a State Farm agent.
Does State Farm insure homes with pitbulls?
State Farm doesn’t restrict home insurance policies based on dog breeds. Instead, the company considers each dog’s bite history to determine whether it will offer coverage.
What is the State Farm insurance A.M. Best rating?
State Farm insurance has an A+ rating from A.M. Best, indicating strong financial strength. So, you don’t have to worry if you need to file a State Farm claim.
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