State Farm Drive Safe and Save or OnStar: Reviews & Ratings 2021

The State Farm Drive Safe and Save with OnStar program is designed to help drivers save money on their monthly auto insurance rates. This program partners with the OnStar app to track driving behaviors like speeding and phone use. The safer you drive, the larger a discount you can earn, with some safe drivers earning up to 30% off their car insurance rates.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 15, 2021

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Overview

  • Drive Safe and Save with OnStar is a usage-based insurance program
  • The program uses OnStar telematics to track specific driving behaviors
  • The safer you drive, the larger a discount you can earn, up to 30%

Saving money on auto insurance is easy with the State Farm Drive Safe and Save or OnStar program. Keep reading our State Farm Drive Safe and Save review and how the State Farm Drive Safe app works.

Do you want to look for programs other than State Farm Drive Safe and Save with OnStar? Enter your ZIP code above, and we will help you find affordable auto insurance quotes for free.

What is State Farm Drive Safe and Save?

Drive Safe and Save is a usage-based program designed by State Farm to promote safer driving. To do this, they collect data about how you drive and give you tips on how to drive more safely.

The safer you drive, the larger a discount you earn. Safe drivers with State Farm Drive Safe and Save or Onstar can save up to 30%.

To make this program more attractive, Drive Safe and Save is a free program available to any auto insurance customer with State Farm. It is also easy to enroll. Simply contact the State Farm Drive Safe and Save phone number for assistance and download the Drive Safe app.

However, while the program is free, if you take advantage of the partnership with OnStar, the OnStar activation is not free, and there is a monthly fee.

What does OnStar add to Drive Safe and Save?

State Farm Insurance partnered with the OnStar app to make tracking driving behavior much easier. OnStar is a powerful program that uses telematics to track different behaviors much more accurately than most apps or devices.

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What does Drive Safe and Save monitor?

The Drive Safe and Save with OnStar program tracks several driving behaviors linked to an increased likelihood of car accidents. These factors include:

  • Acceleration
  • Braking
  • Cornering
  • Phone use
  • Speed
  • Time of day

Speeding and distracted driving in particular are behaviors that, according to the Insurance Information Institute, are major contributors to serious car accidents.

You may be wondering if there is a State Farm Drive Safe and Save cheat to help you earn a larger discount. Some will suggest removing the app will allow you to drive without monitoring your behavior, but this is not a good idea. If State Farm notices that you are regularly uninstalling the app, they can remove your existing discount.

Instead, it’s important to regularly review the Drive Safe app to take advantage of the tips and tricks provided. Some of the easiest things are to gently accelerate and brake and not use your phone while in the car.

While it may seem simple, bad driving is more of a habit for many adults, which can make it difficult to change. That is what makes the Drive Safe and Save program so important.

Do you want more for a discount than is offered by Drive Safe and Save with OnStar? Enter your ZIP code below, and we will help you find affordable auto insurance companies in your neighborhood for free.

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