Someone hit my car while I was in a store,what do I do now?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 3, 2013

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Insurance Question from Columbus, GA

Asked on 01/03/2013

Someone hit my car while I was in a store,what do I do now? NULL

Answer given on January 07, 2013

If your car was struck while it was parked, the accident is obviously not your fault. If the other driver left a note, then you should contact them for their insurance information and confirm they have reported it to their insurance company. You will then need to talk to the adjuster to arrange an estimate and getting your car repaired. Some insurance companies have you go to their facility for an estimate and other have you go where you wish to get the estimate and they will work with them to set up the repairs.If the other driver just left the scene, then all you can do is report the accident to your insurance company. If you have collision insurance, then your insurance company will pay for the damages less your deductible. If the damage is under your deductible, then you will have to pay for the repairs yourself. However, if your insurance company pays for the repairs then you only have to pay your deductible. This claim will not affect your rates, since the accident was not your fault.

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