someone else driving my car was ticketed

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 22, 2013

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Insurance Question from Manchester, TN

Asked on 01/22/2013

someone else driving my car was ticketed if someone else drives my car and gets a speeding ticket will my rates go up

Answer given on November 22, 2013

While in auto insurance the insurance follows the car, so if there is an accident the owner’s insurance would handle the claim, this does not apply to someone who receives a ticket.If someone is using your car and receives a ticket for a moving violation, then their insurance rates could be affected by the ticket, not the car owner. However, if the ticket involves a “fix it” ticket for the car, then it would be the responsibility of the car owner to fix that problem and provide proof to the police or authorities that the problem was fixed. This would include a tail light issue, brake lights or the like.You should be careful about lending your car to another person, since they could be responsible for causing an accident and that would be your responsibility or your insurance company’s responsibility. Again, your rates should not be affected, but your insurance company could restrict use of your car if you have more than one instance when someone not in your household causes an accident in your car.

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