Should it be required to get a police report for damages left behind by a renter?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 20, 2011

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Insurance Question from Maryville, TN

Asked on 06/20/2011

Should it be required to get a police report for damages left behind by a renter? NULL

Answer given on June 22, 2011

If your home is damaged by renters you may not be REQUIRED to file a police report, but it would be a good idea.  The insurance company may want you to file the police report as a way to help them go after the renter to reimburse them for the money you are receiving from them for the damages.  The Police Report would help justify their case in pursuing the renters. It does not cost you anything to file

You purchased the insurance to protect you against such damages so cooperation with the insurance company should be something you would want to do since it would offset the payment made to you by the company and it would show your willingness to work with the company for such a loss. 

If you have concerns about filing this police report, you should discuss it with your agent or insurance company to clarify your reluctance to file the report. 

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