Should it be required to get a police report for damages left behind by a renter?
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UPDATED: Jun 20, 2011
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Insurance Question from Maryville, TN
Asked on 06/20/2011
Should it be required to get a police report for damages left behind by a renter? NULL
Answer given on June 22, 2011
If your home is damaged by renters you may not be REQUIRED to file a police report, but it would be a good idea. The insurance company may want you to file the police report as a way to help them go after the renter to reimburse them for the money you are receiving from them for the damages. The Police Report would help justify their case in pursuing the renters. It does not cost you anything to file
You purchased the insurance to protect you against such damages so cooperation with the insurance company should be something you would want to do since it would offset the payment made to you by the company and it would show your willingness to work with the company for such a loss.
If you have concerns about filing this police report, you should discuss it with your agent or insurance company to clarify your reluctance to file the report.
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