second dui in five years am considering selling my car and doing w/o car ins. till it comes off my record(how long).Will I have difficulty reinsuring

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 30, 2012

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Insurance Question from Fort Thomas, KY

Asked on 08/30/2012

second dui in five years am considering selling my car and doing w/o car ins. till it comes off my record(how long).Will I have difficulty reinsuring NULL

Answer given on August 31, 2012

Each state has their own laws about how long a DUI stays on your driving record. Some states use 5 years and others longer. Insurance companies often will not offer insurance to a driver has has had a DUI in the last 10 years.It is most likely that your insurance company will cancel your insurance even if you do not lose your license. Therefore you may not have an option as to whether or not you want to drive. No insurance company can or will write your insurance if you do not have a valid license. Once your license is reinstated there are insurance companies that will offer you insurance, but it will be very expensive. You might want to talk to an insurance agent or company to see how long they will charge for the driving record so you have an idea of how long you will have to wait for reasonable rates.

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