Questions about the ticket, claim that influence the policy fee?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 1, 2014

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Insurance Question from Tempe, AZ

Asked on 02/01/2014

Questions about the ticket, claim that influence the policy fee? Recently I stopped my car for 1 second in a bike line to pick my friend, a girl riding a bike with speed at least 25mph hit my car and got hurt(she was riding blindly and listening to music in that high speed), she claimed my insurance 2 days later. When police came they told me it's nothing big deal compared to failing to stop at red light or stop sign, but they still need to give me a ticket, but I could take defensive driving school to erase the ticket they gave me for parking at bike lane. The problem I have is that since my insurance has been claimed, which means that they had already k

Answer given on February 13, 2014

If you are illegally parked, such as in a bike lane, you are responsible for injuries or damages caused by the illegal parking.While the police may issue a citation, you do have the opportunity and right to fight the ticket. However, it may be less expensive for you to go to traffic school for the ticket. If you lose in court you could end up paying more for the ticket and it would still show on your driving record.Even though the bike rider was distracted, she had the right to presume her route would not be impeded by a car parked in the lane. She would most likely win this part of the claim.You may be better off to just let your insurance company handle the claim and you go to traffic school for the ticket.

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