Public adjuster

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 3, 2013

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Insurance Question from Anaheim, CA

Asked on 07/03/2013

Public adjuster HI Is it good idea to hire a public adjuster, after a fire in your home and you think insurance company is not paying what ever your contractor is quoting to remodel your home. they want to pay what ever they think is worth.and how to find a good one with experience.thanks

Answer given on July 22, 2013

Public adjusters can sometimes help resolve a claim that is not moving forward at the pace you may expect, but it can also cause further delays in the process of the claim.When you hire a public adjuster, then the insurance company will be expected to work through that mediator rather than talking with you. The insurance company can become negative when such a person is brought in and be uncooperative. You will also need to keep in touch with the adjuster as that is where your information will be coming from, as the insurance company will probably stop contacting you or answering your questions.You may want to see if you can speak to a supervisor with the insurance company before going the public adjuster route. It may be that your specific adjuster is overworked, or just being difficult and it may not be the intention of the insurance company. See how the supervisor reacts as they may make the process move along more smoothly.

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