Paying for repairs after an accident
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Feb 3, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Tulsa, OK
Asked on 02/03/2012
Paying for repairs after an accident We were rear ended and when we took our car to get it fixed the company that fixed it told us the insurance will pay the company that fixed it. A few months later we got an insurance check just assuming it was the balance left over from what they paid the repair place. 6 months later we have the repair pace calling to say we owe them money. Is there some kind of limitations (time wise) they can come back on us?
Answer given on February 05, 2012
Most insurance companies will issue a claim check to the insured, the repair facility if it has been decided where the car will be fixed, or to both. When you received the check from the insurance company you should have called them to determine what the amount was for.The insurance company should have discussed the damages to the car with you and given you an estimate of the damages. There would be no reason to pay you any amount other than the amount of damages. The repair facility usually does not release a car before they are paid for the work done. It is surprising that they did release the car to you. In spite of all of this, you are responsible to the repair facility for the cost of the repairs. You were reimbursed by the insurance company and you need to pay the repair shop. The time lapse is minimal and you could be taken to court for failure to make the payment. Even if the time were longer, you should know your responsibility and pay.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.