Our Pipes Froze And Burst While We Were Vacationing. Am I Covered?
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UPDATED: Jul 16, 2021
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Coverage for those frozen pipes is provided under broad form (HO-2) and special form (HO-3) policies. (Still, you may need to prove that you properly drained all plumbing lines and that maintained a proper level of heat to the dwelling.) There is no coverage, however, under the basic form (HO-1). (These types of policy forms are discussed later.)